Buying a home will give you a huge commitment and it takes many years (up to 35 years) to fully repay. Therefore, you should be protecting this investment even when you are no longer around to finish paying for it due to unforeseen circumstances.

          Mortgage Assurance is a type of insurance that will cover your outstanding property loan / mortgage if you are unable to do so in the event of death or total permanent disability.

          In Malaysia, there are two types of mortgage life insurance available – Mortgage Reducing Term Assurance (MRTA) and Mortgage Level Term Assurance (MLTA). However, MRTA and MLTA are often misunderstood. Which do you need as a homeowner?

Looking For Your First Home?


Looking for fully residential area, private gated and guarded, low density for your first home? This IJM properties will fulfil all your criteria. Being located in the heart of North Kiara’s Golden Triangle between Mont Kiara, Kepong, and Kuala Lumpur, this location proves to be a combination of both timelessness and modernity. Savvy @ Riana Dutamas' strategic location is well-connected via expressways such as DUKE, SPRINT, NKVE & PLUS to many booming cities across Kuala Lumpur while also being near to schools, hospitals, and city amenities.